What is a hospital indemnity policy?
A policy that pays cash benefits when you're admitted to the hospital, money you can use for medical expenses and out-of-pocket costs your primary insurance doesn't cover.
Why would I need it with Medicare?
Medicare Advantage plans in particular carry co-pays for hospital stays. An indemnity policy is designed to blunt exactly those costs.
How are benefits paid?
Directly to you, in cash, based on the days you're admitted, you decide where the money goes.
If you chose a Medicare Advantage plan, ask us about this, they're designed to work together.
Not sure where to start?
That's exactly what the free consultation is for. No cost, no pressure, just answers.